How to Get Opay ATM Debit Card 2024: Opay ATM card allows cardholders to carry out financial transactions across borders. The amazing thing about the Opay ATM debit card is that it comes both in virtual and physical form. This simply implies that you can use the ATM anywhere without fear of insecurity. Where you think there is a security threat, you can choose to use the virtual card or physical card. It also comes with many other amazing offers that will keep you glued to them. You just can’t afford not to have an Opay ATM card. This article is designed to show the trusted ways to get an Opay ATM card and to get rewards for using an Opay ATM card.
Recall that OPay is an online banking and bill payment platform owned by Chinese billionaire Yahui Zhou through his web browser company Opera. It is now one of the most popular online financial service providers in Nigeria providing seamless online banking services to the greater masses like Kuda, Moniepoint, Access Bank and more.
Previously, we discussed about Access Bank app and the complete Access Bank USSD codes for mobile transactions. This page talks about how to get an Opay ATM card and how to get rewards using an Opay ATM card. There are a whole lot of new things to learn about Opay. Before then, Opay’s ATM card offers users the freedom to make fast and easy payments through online and offline mediums. It also helps users to earn money and save more. Users can deposit or withdraw their money at their convenience using ATM cards. The users also enjoy low transaction charges. Currently, it is free on all Zenith Bank ATM points across Nigeria. The most amazing this is the reward that is associated with the Opay ATM card.
Opay Services
Opay services are targeted at business entities and individuals.
OPay Services Business:
The Opay services for Businesses are as follows;
- Online & offline digital payment services
- POS machines & maintenance
- Store & employee management
- Product sales & inventory management
- Business reports, settlement & reconciliation
OPay Personal App Guarantees
- Money deposits, withdrawals and transfers via Opay apps, debit cards and USSD
- Utility bill payment services
- Opay debit card
- Financing
Available Opay ATM Debit Cards 2024
There are two types of Opay ATM cards available to users of Opay cards in 2024. They are virtual and physical Opay ATM debit cards. Any user can possess both cards if there is a need. All you need to do is to request the Opay Debit Card at the time that pleases you.
How to Get Opay ATM Card 2024
Learning how to get an Opay ATM card is a good way to start 2024 and ensure you are financially free this year. The two ways to request an Opay debit card can all be done in one account. You can request for Opay debit card as a physical ATM card like every other bank has and as a virtual ATM card that can be used anywhere at any time.
How to Get an Opay Virtual ATM Debit Card
To get an Opay virtual debit card which you can use anywhere, simply follow the guidelines below. Don’t worry if you are not yet registered as an Opay user. We will walk you through the registration process. Before then, here is how to get an Opay virtual card.
- On the Opay mobile app or website, login
- Navigate to the menu and click on “Cards”
- Two tabs will appear for you to make your choice. Select “Virtual cards”.
- Head to “Get it Now” and click on the button.
- Proceed to make your payment for the Opay virtual card which is usually N500 only.
- Confirm the payment by entering a four-digit PIN. Ensure to keep them secure and private as it is the access PIN to the card that will be issued to you just like the normal ATM cards.
- Once done, the virtual card will be issued to you to use anywhere you want. Congratulations! You now have an Opay virtual Debit card.
How to get an Opay Physical ATM card (VISA) 2024
The process of getting an Opay ATM card (Physical ATM cards like other banks’ ATM cards) is almost the same as that of the virtual card except that the Opay physical ATM card is not as instant as the virtual one. You may need to wait 1 to 7 days to get them. This is because it is sent from their head office to your destination. The currently available Opay physical ATM debit card is VISA. We hope Mastercard and Verve cards will follow suit soon. However, here is how to request the Opay ATM debit card.
- From the Opay mobile app or website sign in to your Opay account.
- Navigate to the menu and click on “Cards” on the menu.
- Select Request physical cards.
- Choose a reception method either via home delivery or pick up from nearby merchants.
- Enter your preferred address (Either your home address or the current location where you can be found).
- Pay the ATM card fee and accept the terms of service.
- Submit your request and wait. The card will get to you and you shall be notified of the arrival of the card.
Those are the two quick ways to get an Opay debit card 2024 and have peace of mind. Now, the benefits of Opay debit cards.
Why Get an Opay ATM debit Card
There are many benefits of the Opay ATM card. Starting from the charges, transaction time and flexibility, Opay is a good card to have this 2024 for many economic reasons. Below are the benefits of ATM Visa cards;
| Services | Charges |
|---|---|
| OPay Virtual ATM Debit Card request | N500 |
| OPay Physical ATM Debit Card request | N700 while other cards charge N1000 |
| Cash withdrawal from any Zenith Bank ATM | Free |
| Maintenance Fee | No maintenance fee |
| Transaction charges | Free (90 free transactions monthly) |
| Interest | 15% Owealth interest |
| Cashback | N2400 |
General Requirements to Request for an OPay ATM Debit Card 2024
Before you are issued an Opay ATM debit card 2024, you are expected to meet the following requirements.
An active and functional OPay account
Before you proceed to get an OPay ATM card, you need to have a verified OPay account that is active and functional. We will show you how to create an Opay account free of charge. Opay uses NIN to verify a user account.
A valid means of identification
Every legally operating financial service provider does what they call “Know Your Customer” (KYC). It is a process of verifying the identity of a user. To do this, Opay requires users to provide a valid means of identification such as NIN, voter’s card, international passport, driver’s licence, etc to get verified. You can download and use a free virtual NIN card.
A registered Residential Address
For accountability, delivery and security reasons, Opay requires users to provide a known address in Nigeria. During the application process, you will need to provide your full address details.
How to Open an Opay account
There are two known ways to create an Opay account for free. All are done online. You can register for an Opay account via the Opay website or mobile app. The registration process is as shown below.
How to Open an Opay Account via Opay Website (opayweb.com)
To create an Opay account via the Opayweb all you need is just a web browser, registration credentials and an internet connection. Follow the guidelines below to create an Opay account on the website.
- On your favourite web browser, head to the official OPay portal via https://opayweb.com/
- Navigate to the “Create Account” menu and click on it.
- Enter the required registration information including your password.
- Submit your application once everything is done correctly.
- A confirmation code will be sent to your email or phone number for you to verify your account.
- Ensure to verify the account. Then your registration is completed. Cheers on your new achievement. Don’t forget to give me a cup of coffee. Oops! Just joking.
How to Sign Up for an OPay Account Via Opay Mobile App
The registration process on the Opay mobile app is almost the same as that of the website except that the user needs to download the Opay iPhone or Android app first onto their mobile phone. Afterwards, follow the instructions below.
- Go to the Google Play Store or iPhone App Store
- Search for Opay mobile app
- Download the app
- Install the App
- Launch the App on your device
- Click on Sign Up
- Enter the required registration details
- Click submit.
- Then you are good to go.
The next thing is to learn how to create an Opay Wallet to hold your funds.
How to create an OPay Wallet Account
Like creating an Opay account, you can create an Opay wallet account in TWO ways. It can be done via an OPay Mobile app and the Opay website. Simply head to the platforms and follow the on-screen instructions.
Opay ATM Debit card rewards
- N2400 annual cashback rewards
- 15% Owealth interest
- Opportunity to become an Opay agent
What you can do with an Opay ATM Debit Card
- You can send and receive money
- You can pay and Top-Up your airtime
- You can even borrow money through their payday loan system
- You can pay your utility bill, TV’s etc.
What you can do as an Opay agent with an Opay ATM card
- You can earn more commissions from Money transfers and cash withdrawal
- Enjoy a free POS machine
- Pay lower fees compared to other agent apps
- Increase reporting and reconciliation tools
- Enjoy improved customer support
- Ability to print a receipt for your customers
