99% of Walmart credit card holders shop faster, cheaper and anywhere Walmart operates. Walmart fans without Walmart credit cards waste tons of time and spend more. Why waste money and time when you can apply for a Walmart credit card online, get instant approval and earn cashback rewards?
Walmart is popularly known for its low prices for almost everything sold in its stores and is therefore seen as a money-saving store. It is a store of the people. This is why many reputable credit companies like Capital One and Mastercard partner with them to provide amazing services to a greater number. Because of the general acceptance of credit card services, Walmart now offers Walmart Credit cards for online and in-store shoppers to make life easier for them at Walmart Stores globally.
Often times people do not apply for the card and some think that the Walmart credit card is the same as the Mastercard credit card. However, this article discusses how to apply for a Walmart credit card & get approved, how to fund your credit card, shop & earn rewards and the difference between a Walmart credit card & Mastercard.
Walmart Credit Card Overview
Walmart credit card is a credit card issued by Walmart which is used to shop on Walmart’s facilities such as Walmart’s online portal, at any Walmart store or Walmart gas station, restaurant, etc. You can pay for anything available at Walmart stores with a Walmart credit card. Unlike VISA and Mastercard which can be used anywhere they are accepted around the world, the Walmart credit card is limited to only Walmart facilities. One great thing about the Walmart credit card is that individuals and families who shop with the card at Walmart facilities earn cashback rewards whenever Walmart roll out their cashback reward programs such as the Capital One Walmart Credit Card’s 5% cashback program.
How to Get Approved for the Walmart Credit Card Instantly
Earlier on this page, we established that you can save more while shopping at Walmart. We also told you how you can earn over 5% cash back rewards with the Walmart Capital One credit reward card for purchases made on Walmart.com and 2% cashback rewards for purchases at Walmart stores, fuel stations, restaurants and even travel purchases. This section enlightens you on how to get approved for the Walmart credit card instantly when you apply using a proven methodology. One thing to bear in mind is that once you meet the requirements as stated below, you will approved for the Walmart credit card instantly whether you apply online or in-store. The requirements for instant approval of the Walmart credit card are listed below;
- Applicant must be at least 18 years
- Applicant must possess a US mailing address.
- YApplicant must have a Social Security number.
- Applicant must have a credit score of at least 640.
- Applicant should ensure error-free credit reports
- Applicant must possess an updated credit card report
With all these in place, an applicant will get instant approval for the Walmart credit card.
Note: Applicant can still get approved without the above requirements. The only thing is that it won’t be instant unless otherwise decided by the credit card team. Should you not be approved for the Mastercard, you will likely be eligible for the Walmart Rewards Card.
How to Apply for the Walmart Credit Card
There are 2 main ways to apply for the Walmart credit card as of the time of this article which are;
- Online (Walmart app and Walmart.com)
- In-store (Kiosks and superstores)
How to Apply for the Walmart Credit Card Online
To apply for the Walmart credit card online is simple and you can get instant approval with a temporary number given to you for immediate transactions. These, you can do either on the Walmart website or mobile app at your convenience. We will guide you on how to apply via Walmart.com. Follow these procedures to apply now;
- Launch your device web browser and visit walmart.com
- If you already have an account with Walmart you can just log in to apply for the credit card or else create a new account
- Log in to your Walmart dashboard with your login credentials.
- Fill out the application form with all necessary information.
- Ensure the information you supplied is correct.
- Read, understand and accept the credit card’s terms and conditions.
- Submit the application
- Wait for your application to be reviewed and verified.
- Once it’s done, your credit card will be issued to you instantly.
How to Apply for the Walmart Credit Card In-store
Feel like you need to apply for the card at Walmart’s store. You can simply pick all required verifiable documents and head to any Walmart facility. At the facility, you can advance to the register or jewellery counter to apply physically.
How To Fund Your Walmart Credit Card
Once you have the credit card, you will need to fund your credit card to start using it for transactions. You can do that online on your own by following these procedures.
- Log into your Walmart account dashboard with your login credentials.
- On your dashboard, head to the payment tab to fund your account.
- Then, just follow the on-screen instructions to complete the funding processes.
- All online payments are posted within two to three business days.
- Now that your funds are in the account, you can go about your business at will.
How to shop with Capital One Walmart Credit Card and Earn Cashback.
Walmart through Capital One credit card offers rewards to its customers as they shop at Walmart facilities with their cards. See how the Walmart credit card reward works now.
Walmart Credit Card vs. Mastercard
The difference is simple. The Walmart credit card is accepted at Walmart facilities such as online portals (walmart.com), Walmart stores, gas stations or restaurants. The Mastercard is accepted anywhere where it is allowed to be used and is used both in and outside Walmart facilities.
This article is intended to guide readers on how you can Apply For Walmart Credit Card easily. Share if it helped you. Furthermore, you can use the comment if you need more assistance.
Frequently Asked Questions
What bank does Walmart credit card go through?
The Walmart credit card runs on Mastercard infrastructure but is issued by Capital One. Capital One also offer the 5% Walmart Mastercard cashback reward.
How can I get Walmart credit?
If you are up to 18 years of age with a U.S. mailing address and Social Security number, you can apply for the Walmart credit card using any of the methods discussed above.
What credit score do you need to get a Walmart credit card?
As discussed above, the minimum credit score required for instant approval of the Walmart credit card is 640. The higher the credit score the higher the chances.
Can I get approved for a Walmart credit card with no credit?
I doubt it, but there is no harm in trying if you wish.
