Opay Reward Programs 2024 | How to get Opay Daily Rewards

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How Opay Rewards Works

The Opay reward programs are created to reward Opay-verified accounts that use the Opay app to carry out financial transactions like money transfers, airtime top-ups, data top-ups and other bill payments. Opay’s payment system is based on a mobile application that can be downloaded from the Google Play Store or Apple App Store.

For one to participate in the Opay rewards, such a user has to create an Opay account and verify the account.  Once verified, the user can connect the bank account number or debit card information to the app and start making transactions. We will show you transactions that are Opay rewards shortly.

How to Participate in Opay Reward Programs Available in 2024

Below are the reward programs you can participate in and how to participate in the Opay reward programs.

Opay Utility Bill Rewards 

Opay rewards users for paying their utility bills like water,  electricity, or gas bills using the Opay platform (mobile app and (or) website). The users earn cashback rewards in percentage of the volume of transactions carried out.

Opay Airtime Rewards

Whenever a user uses the Opay app for airtime transactions the user is given a cashback reward for such transaction. It doesn’t have to be a transaction on the user’s phone number only. People using Opay to sell airtime or data bundles also enjoy this reward.

Ride Cashback

Remember Oride? Yeah, Opay pays users for completing a transaction via an Opay ride-hailing service. What the user has to do is to use the Oride-hailing service and pay through the Opay app. The cashback reward is usually a percentage of the ride fare.

Opay Cash Prize Rewards

When a user completes a specific task or certain challenges on the Opay app, the user is given Opay rewards. The Opay cash prize reward is usually a fixed amount of money. The amount of money is specified in the challenge.

Opay Referral Reward Cashback

This is a reward given to users for referring their friends or family members to use the Opay app. The cashback reward is usually a fixed amount of money. Currently, Opay pays N800 for a verified referral.

Online Shopping Reward

This is a reward given to users for shopping in selected online stores via the Opay app. The cashback reward is usually a percentage of the purchase amount.

Money Transfer Rewards

This is a reward given to users for sending money to other Opay users. The cashback reward is usually a percentage of the amount sent.

Eligibility Requirements to Participate in the Opay Rewards Programs

For one to participate in the Opay Reward Program, such a person needs to meet the reliability requirements for the Opay Reward Program 2024. If you want to participate then read the below instructions to see if you can participate in the Opay reward program.

Participants must be an Opay User

An Opay account is a prerequisite to participating in the Opay reward program. It is through the account that Opay management can recognise as their user and it is from the same account that you can withdraw your Opay cashback rewards. You can create an Opay account on the Opay website via opayweb.com or on the Opay mobile app. Registration is FREE for everyone. 

Opay Account Number

When you open an Opay account and verify your phone number an account number will be given to you automatically. The Opay account number is usually your phone number. This is why you need to follow these rules to Open an Opay account.

Performed an Activity with an Opay Account

To be eligible for the rewards, a user must have performed one or more activities with an Opay account. There are a good number of activities you can perform on Opay account including transactions and tasks.  See activities you can perform with an Opay account.

A Valid Means of Identification

We haven’t heard that Opay rewards are given to ghosts. It is human and these human beings are verifiable and identifiable. When withdrawing your cashback rewards, you may be required to provide valid identification, such as a national ID card, driver’s license, or passport. This is to ensure that the rewards are being withdrawn by the rightful owner of the account. You can download and use a free virtual NIN card.

Available Balance in your Opay Wallet

Opay requires that an account is active to be able to participate in Opay reward programs. The available balance in your account is an indicator that your account is active and it will help you to withdraw your rewards when needed.  Participants must have a certain minimum balance in their Opay account to be able to claim their rewards. The minimum balance required varies based on the type of cashback reward being offered. See how to create an Opay Wallet.

How to Transfer Money to Your Opay Account

Before you earn Opay rewards in the rewards program, you must transact using the Opay app. Therefore, for you to transact with the Opay app, you need to deposit money into your Opay account. There are 4 main ways to deposit money into your Opay account which are;

1. USSD
2. Online Bank Transfer
3. ATM card Transfer
4. Opay Agent

Deposit Money to Your Opay Account via Online Bank Transfer

• On your mobile app, log in. 
• Select transfer to another bank if you are not funding through another Opay account.
• Select Opay as the bank you are transferring to.
•  Enter the amount you want to deposit into your Opay account.
• Enter your OPay Account No (usually your phone number)
• Complete the transfer.

Deposit Money to Your Opay Account via the ATM

• Go to the ATM nearest you. 
• Select transfer to another bank if you are not funding through another Opay account.
• Select Opay as the bank you are transferring to.
•  Enter the amount you want to deposit into your Opay account.
• Enter your OPay Account No (usually your phone number)
• Complete the transfer.

How to Know If you are Eligible for Opay Cashback Reward Programs

Not everyone who has an Opay account is eligible for Opay Rewards 2024. Now to know if you are eligible for the cashback rewards, follow the guidelines below;

1. Go to your Opay account and log in to the Opay platform.
2. When on your dashboard, move to the “Cashback” menu. You will see the cashback tab under the “Rewards” or “Promotions” menu.
3. Look for the cashback reward that you want to withdraw and click on it.
4. Check the terms and conditions for the cashback reward. This will include information such as the minimum balance required and the number of transactions you need to have completed.
5. If you meet the requirements for the cashback reward, click on the “Withdraw” button to initiate the withdrawal process.
6. Follow the instructions provided by the app to complete the withdrawal process.
7. If you are not eligible for the cashback reward, the app will display a message indicating that you are not eligible to withdraw the cashback.

Congratulations if you are eligible. Go to the top to see the available reward programs and how to participate.

How to Withdraw Your Opay Reward Cashbacks

Assuming you participated actively in the reward programs, you are eligible to withdraw your reward cashback. Below are steps to withdraw your reward cashback from your Opay account.

1. Launch the Opay platform (app or website(opayweb.com) ).
2. Log in to the Opay dashboard.
3. Check your cashback balance to ensure that you have a minimum balance to make a withdrawal.
4. Click on the “Cashback” section of the app to view the available cashback rewards.
5. Select the cashback reward that you want to withdraw.
6. Check the terms and conditions for the cashback reward to ensure that you are eligible to withdraw it.
7. Click on the “Withdraw” button to initiate the withdrawal process.
8. Enter the amount of cashback that you want to withdraw. Make sure that the amount is within the minimum and maximum limits specified in the terms and conditions.
9. Select your linked bank account to which you want the cashback to be transferred.
10. Enter your bank account details, including the account number and account name.
11. Review the withdrawal details to ensure that everything is accurate.
12. Click on the “Confirm” button to complete the withdrawal process.
13. Wait for the confirmation message from Opay indicating that your cashback withdrawal has been processed successfully.
14. Check your bank account balance to ensure that the cashback has been credited to your account.

By following these steps, you can easily participate and withdraw your Opay reward cashback. Remember to check the terms and conditions of each cashback reward to ensure that you are eligible to withdraw it, and always provide accurate bank account details to avoid any issues with the withdrawal process.